The first step in the pre-qualification process is to talk with a professional mortgage banker. Molisa is a highly skilled Mortgage Banker and licensed CPA with over 12 Years of financial expertise. Working with Molisa ensures you have a knowledgeable professional looking out for your best interest.   Your mortgage is a key component to your overall financial plan and Molisa uses detailed loan analysis tools to determine the optimal financing for saving you money and ensuring you are on track with your financial goals.  Optimal Mortgages is a Direct Lender giving you access to rates below the wholesale market ensuring you receive the very best loan available to meet your needs.

The value of having a team on your side that has worked together for years and successfully closed numerous transactions together is priceless. J.D. Songstad as your Realtor and Molisa Ringwelski as your Mortgage Banker are this team.  Working together their professional experience and dedication to their clients has made the transition into a new home a smooth and effortless process for countless buyers.

Please complete the information below and Molisa will be in touch to provide you with a pre-qualification as well as important additional information about the homebuying process.  If you prefer you can contact Molisa directly at 310-251-1326 or apply for a loan online at http://www.optimalmortgages.com/.